Credit Clean-Up Raffle Official Rules

 1. Eligibility:

Open to U.S. residents ages 18 and older. Participants must have active credit monitoring (SmartCredit, IdentityIQ, or MyScoreIQ).

2. How to Enter:

• Each raffle entry is $15.

• You may purchase as many entries as you’d like to increase your chances.

• Each $15 payment = one entry.

• You can earn one bonus entry by sharing the official raffle post to your Instagram Story and tagging @RoyalLegacySvcs (tag must be visible and verifiable).

• Entry period closes October 31, 2025 at 11:59 PM PST.

3. Prize Details:

• Four (4) months of professional credit repair through Royal Legacy Services.

• Enrollment fee waived ($147 value).

• Total prize value: $447.

• Credit monitoring fees are billed separately by your chosen provider and are not included in the raffle prize.

4. Winner Selection:

• Winner will be randomly selected and announced live on Instagram (@RoyalLegacySvcs) on November 1, 2025.

• Drawing will be conducted transparently using a random selection tool.

5. Additional Notes:

• All entries are non-refundable.

• This raffle is hosted solely by Royal Legacy Services and is not affiliated with Instagram, Meta, or PayPal.

• The winner must claim the prize within 7 days of announcement.

• Non-winners will receive an exclusive discount toward future services.

BONUS ENTRY ALERT!

Already purchased your Credit Freedom Raffle entry? Here’s how to earn 1 FREE bonus entry into the drawing 👇🏽

💵 This applies only to participants who have purchased at least one $5 or $15 raffle entry.

Complete ALL 3 steps below to qualify for your bonus entry:

1️⃣ Tag 3 friends in the comments of this post who need to fix their credit or build their financial freedom.

2️⃣ Share this post to your Story and tag @RoyalLegacySvcs.

3️⃣ Post this flyer to your main feed (Instagram or TikTok) and tag @RoyalLegacySvcs in the caption or on the image.

Once verified, your name will be entered twice in the Credit Freedom Raffle instead of once!

🎟️ Don’t wait — lock in your chance before the price goes up Tuesday at midnight!

BONUS ENTRY 🔥

Already joined the Credit Freedom Raffle? Earn 1 FREE bonus entry by:

1️⃣ Tagging 3 friends

2️⃣ Sharing this post to your Story (tag @RoyalLegacySvcs)

3️⃣ Posting it to your main feed (tag @RoyalLegacySvcs)

Once verified, you’ll be entered twice!

If you missed early access, you can still join the Credit Freedom Raffle for $15, but don’t forget — purchased entries can still earn a FREE bonus entry by following the steps above!”